Get your money working for you

Welcome to the Wealth Starter Pack

There's no magic get rich quick scheme, it takes time and consistent actions. If you're earning between £40k - £80k and serious about wanting the right foundations in place then this is for you.
so here's the deal...

You’re pretty smart but you don’t feel smart with your money. No one has ever sat you down and told you what to do

You take money out of savings and then feel like you’re never going to build up proper wealth

You're getting payrises but don't feel any better off. You feel you're missing a trick with money

Imagine a future where you feel confident about every financial decision. What if you could watch your savings grow, invest wisely, and know exactly how to reach your financial goals? Picture yourself with a clear plan, ready to seize every opportunity your career brings.


Whether you're a grad knowing you'll earn more in the future and wanting to get a solid foundation early, or further along in your career but still not feeling 'sorted' with your money.


The Wealth Starter Pack is for you


Introducing a comprehensive 12-week programme designed to equip you with the knowledge and habits needed to master your finances. With six self-study modules, workbooks, and 3 live calls, this pack is your gateway to a smarter financial future.

*Payment plans available splitting the cost over 3 months

Jane
COO

Philly is really knowledgeable and supportive. She has a really friendly way of working with you and helped me feel at ease about money. I now have a plan and a way to start investing and also have a better relationship with myself and my husband when it comes to family finances. Her support has been key in making me feel more confident about money

Hannah
Lawyer

I feel a lot more confident and organised with my money. Saving each month, through contributing to my ISA and allocating money to my savings pots for holidays etc, has also given me a greater sense of security

Using my PRIZE Methodology we cover:

What is your money story?

Jump straight into discover the psychology of money and why we are the way we are around money
This is often where the aha moments happen and you start realising why you are the way you are around money

Purposeful spending, saving and paying off credit

Working out what you actually want to do and how you want to live is such a crucial step in getting purposeful with your money
Until you work on where you want to get to, your habits around money won't stick. Let me show you how to master it so that you know what you're doing on payday. We also cover how to tackle debt which is just money that has been spent.

Investing

Don't know where to start? There are so many options so let me take you through the fundamentals. 
I've invested millions since 2011 and can get you confident in getting started. Previous participants have doubled their confidence in investing since working with me

Pensions

We need to look after ourselves now and in the future. Women's pension pots are on average 1/5 size of men's in retirement, this is terrible and I want it to change. It may seem boring but it is crucial to be in the best position. 

What is the PRIZE methodology?

Pay yourself first
Review your spending
Invest with purpose
Zero in on goals
Evaluate regularly

This is the framework I take my 1:1 clients
through to get them in the best position to
build wealth 


Learn about it here at a fraction of the price - I want to make it accessible as you're starting out on your wealth building journey
The live Q&A each month means you can bring
any questions and we can work through what's coming up for you
To work with me 1:1 starts at £500. This option gets access to me at a fraction of the price with the value of the whole curriculum I take my clients through. 
 
“I highly recommend Philly. She is the perfect blend of being a financial whizz, with a sharp mind and a warm heart that made my time working with her an absolute pleasure"
Hi! I'm Philly Ponniah...

I've wanted to help more women know what to do with their money since I started working in Wealth Management in 2011. 


We aren't taught about money at school and when we start working we aren't given a guide. When you finally start earning you don't magically know what to do with your money.


I've been helping women get confident with their money since 2011, getting clear on what they want and then using money as one tool to get it. 


I've created this self-paced course to help you at the earlier stages of wealth building so that you can get the foundations right to know you'll be comfortable later on. The live calls with me each month allow you to bring any questions, hear other people's questions and get my eyes on your situation.


Long term wealth building starts with simple steps and I’m here to hold your hand. It doesn’t have to be hard.

Helen
Property

I cannot recommend Philly enough! Philly's supportive expertise and guidance has enabled me to feel more confident in managing my money effectively and the knowledge and practical skills that I have learnt have transformed my relationship with my finances. 

Jo
Lawyer
None of my friends talk about this, I've learned so much. I know what I'm doing. I feel confident. I love hearing other women's situations and questions too'
Questions you might have...
  • When does it start?
    The first module will drop Monday 6 January and every fortnight for the following 12 weeks. You can watch them in your own time and work through the workbooks.
    The live group coaching Q&A calls will be the last Monday of each month 8-9pm
    January 27, February 24, March 31
  • Is there a minimum earning level?
    This is for those earning between £40k - £80k. My intention is it is a companion to help you set the right foundations so that as you go through your career and earn more you are setting yourself up for success.
    I wanted to create something accessible at this level so that you can get the right habits in place. This is for you if you know you could be doing more each month but aren't really sure where to start or want guidance on how to be smart with your money
  • What qualifications does Philly have?
    Philly is a Chartered Wealth Manager. She has worked in wealth management since 2011, has a masters in Wealth Management and did a year long certification in Financial Coaching in 2022.
  • Why should I join?
    If you want to get clear on managing your personal finances, build confidence in making informed financial decisions, improve your overall financial well-being or you want to feel empowered to take control of your finances this is for you. You get to go through the material at your own pace but also hear from others in the live group coaching sessions each month. You'll get access to 3 over the 12 weeks.
  • I've never invested, does this matter?
    Most people have not started investing, we cover the basics from the beginning and teach you aspects to consider including risk and how long you are willing to invest for. There is no advice in this, it is guidance to help you understand and get started investing
  • If I can't attend the live Q&A can I submit a question in advance?
    Yes - feel free to email me on hello@phillyfinancial.co.uk and I will cover the question in the Q&A. The Zoom will be recorded and uploaded in your portal.
  • Is now the right time?
    This is for you if…

    - You earn between £40,000 and £80,000 and aspire to earn more.
    - You want to learn how to manage your money effectively.
    - You seek practical, actionable financial guidance.
    - You’re based in the UK and ready to take control of your financial future.
    - You’re committed to building a solid financial foundation.

    You'll want to commit at least an hour every fortnight for 12 weeks - although the more you put in the more you get out

my turn to ask a question...

How easy is it to spend £150 on something that doesn't last? This is a great way to get the tools to financial confidence and get my support along the way.


You might think saving alone secures a future, but real wealth comes from informed investing and strategic financial decision-making. Let me get the foundations right for you.

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  • 1xWealth Starter Pack£0
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All prices in GBP

Wealth Starter Pack£0

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    One-time payment (£150.00)£150.00
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    Split pay (3x £50.00)3x £50.00

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Disclaimer: While I am a Chartered Wealth Manager this course is for educational and guidance purposes only. There is no advice given.

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