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Feel like you're missing a trick with money?

Welcome to Build Wealth with Clarity

The financial world loves to make things sound complicated. Let me get you feeling confident with your money in a way that's right for you
money...ugh
You’re earning well but don’t feel smart with your money
You feel you should be doing more but don't even know where to start, maybe you save but don't know about investing  

None of your family have ever earned this amount or you can’t talk to your

friends about it

Whichever one is you, it doesn't have to be this way.


Welcome to Build wealth with clarity.


Get purposeful with your money over 6 weeks of live coaching together, where we take action, as well as learn how to make the most of our money. We start Monday 14 October at 8pm followed by quarterly check ins for the year after to keep you supported. This is the start of the next level of how you are with your money and I want to champion your progress. 

We get results: Go from feeling 2/10 confident on investing to 7/10 and 4/10 on spending and saving to

8/10 

The last cohort made huge strides in confidence and took actions there and then (they opened ISAs, understood what to invest in, started having constructive conversations at home around money, got pay rises and handled them smartly to make the most of the extra pay)

Barbara
Finance

Philly’s ability to simplify complexity is truly remarkable. Her coaching transcends the numbers and leaves a lasting impact on her clients’ financial decision making and well-being. Her elegant yet practical approach transformed my perspective on investing. I felt empowered and armed with a clear plan for the year ahead, I recommend her classes without hesitation”.

Zoe
Marketing

I couldn’t make some financial decisions for two main reasons a) other people’s opinions making me doubt my thought process and b) a bit of concern that I wasn’t thinking about the entire financial landscape. I wanted a trusted source to feedback on my plans to see what they thought and provide a steer. I really like Philly’s approach, it felt sincere, calm, smart.

What do we cover:

What is your money story?

Jump straight into discover the psychology of money and why we are the way we are around money
This is often where the aha moments happen and you start realising why you are the way you are around money

Purposeful spending and saving

Working out what you actually want to do and how you want to live is such a crucial step in getting purposeful with your money
Until you work on where you want to get to, your habits around money won't stick. Let me show you how to master it

Investing

Don't know where to start? There are so many options so let me take you through the fundamentals. 
I've invested millions since 2011 and can get you confident in getting started.

Pensions

We need to look after ourselves now and in the future. Women's pension pots are on average 1/5 size of men's in retirement, this is terrible and I want it to change. It may seem boring but it is crucial to be in the best position. 

Community

Be surrounded by others who earn the same or similar amount of money (£80k+) and have the same questions and worries. 

"A BRILLIANT SPACE, so unique to be among a group of women talk so openly about their money and situations" Previous cohort member.
Hi! I'm Philly Ponniah...

I've wanted to help more women know what to do with their money since I started working in Wealth Management in 2011. 


We aren't taught about money at school and when we start working we aren't given a guide. When you finally start earning well you don't magically know what to do with your money.


For 13 years I've been helping women get confident with their money, getting clear on what they want and then using money as one tool to get it. 


I created this group program to demystify money and to help women do more with their money.


Long term wealth building starts with simple steps and I’m here to hold your hand. It doesn’t have to be hard.

Helen
Property

I cannot recommend Philly's group program enough! Philly's supportive expertise and guidance has enabled me to feel more confident in managing my money effectively and the knowledge and practical skills that I have learnt have transformed my relationship with my finances. 

The friendly and open environment that Philly creates within the group is perfect for sharing thoughts and experiences

Jane
COO
Philly is really knowledgeable and supportive. She has a really friendly way of working with you and helped me feel at ease about money. I now have a plan and a way to start investing and also have a better relationship with myself and my husband when it comes to family finances. Her support has been key in making me feel more confident about money
Questions you might have...
  • When does it start?
    Monday October 14th 8-9pm - sessions will be held weekly live on Zoom with Philly, the recording will be available next day.
  • Is there a minimum earning level?
    This is for those earning £80k+
    I want to protect the environment to make sure eyebrows aren't raised when larger numbers are discussed. Problems with money are universal and so I want to create a safe space for higher earners to be supported.
    Salary ranges have been 80 - 300k in the previous rounds - if you're earning much above this please send a message and I can discuss options
  • What qualifications does Philly have?
    I am a Chartered Wealth Manager. I have worked in wealth management since 2011, have a masters in Wealth Management and did a year long certification in Financial Coaching in 2022.
    I have also bought and renovated 4 properties, run my own business and am a mum of 2 toddlers so have also navigated the cost of childcare
  • Why should I join?
    Get clear on managing personal finances effectively 
    Build confidence in making informed financial decisions 
    Learn strategies to make money work for you 
    Improve your overall financial well-being 
    Feel empowered to take control of your finances
    Join a supportive community of like-minded women
  • I've never invested, does this matter?
    Most people have not started investing, we cover the basics from the beginning and teach you aspects to consider including risk and how long you are willing to invest for. There is no advice in this, it is guidance to help you understand and get started investing
  • Why is it just for women?
    In my experience women are more open in a group setting when it is just women and given that money can be a sensitive topic I want the environment to be as encouraging as possible. I do have male clients so feel free to book a 1:1 with me if you would like help.
  • What success have others had from doing this group coaching?
    We have had women:
    start investing, open stocks and shares ISA and feel confident to invest, put money into Junior ISAs for their children, pay off a mortgage, go to 4 days a week because they realised it was possible, one person moved country after a conversation with her husband about what they truly wanted...
    Average improved feeling of confidence of 80%+ for saving and 2/10 to 7/10 average rating for improved confidence around investing - let me make it clear for you too!

my turn to ask a question...

Where would you like to be this time next year?


What would you like to be doing in 10 and 20 years?


Money is not the end goal, but once you're clear on what you want, then money can be one tool to help you get there. Let me help you get where you want in this safe and encouraging space.

Don't miss the chance to upgrade to VIP!

Special one-time offer, only £600 for 2 x 1 hour 1:1 sessions
Get 2 x 1:1 hour sessions that you can use any time in the next 6 months. I'll deep dive with you on your specific situation and keep you on track.
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Disclaimer: While I am a Chartered Wealth Manager this group coaching program is for educational and guidance purposes only. There is no advice given.

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