You know how to make money. Now let’s build the foundations to keep it and use it with intention
Personal finance support for business owners.
You’ve built a business from the ground up. You know how to create income, find opportunities, and make it happen when you need to. But feeling clear and confident with money? Knowing what’s yours to spend, what to save, and how to use it intentionally? That’s a different skill — and most business owners aren’t taught how to do it.

This 90-day coaching experience helps you bridge that gap. Together, we’ll explore your money story, get clear on your values and vision, and put simple systems in place for spending and saving with purpose. This isn’t accounting or CFO work. It’s personal financial coaching that blends strategy with mindset — so you feel calm, clear, and in control.

If you’re like many of my clients, you…
  • Can make money, but don’t always feel secure keeping it 
  • Want to pay yourself more consistently and with confidence
  • Feel unclear about where your money is going — personally or in the business 
  • Have advice from your accountant but haven’t embedded it into daily habits 
  • Want structure without overcomplicating things 
  • Know your money mindset plays as big a role as the numbers
How I help
I’m Philly Ponniah, a financial coach who works with business owners to bridge the gap between making money and keeping it. 
Over 90 days together, we’ll work on: 
Clarity: Understanding your money story, values, and vision
Structure: Creating simple, purposeful systems for spending and saving
Mindset: Rewriting the narratives that hold you back, and feeling safe with money
Action: Embedding both practical steps and mindset shifts so they last
This isn’t just about numbers on a spreadsheet. It’s about creating a foundation of calm and clarity — the starting point for long-term wealth.
What's included in your 90 days
Over three months together, we’ll work on the areas that make the biggest difference to your financial clarity and confidence:
  • Biweekly 60-minute 1:1 coaching sessions — focused, practical, tailored to you
  • Unlimited WhatsApp support (Mon–Fri, replies within 24 hours) so you never feel stuck between calls 
  • Simple, custom tools to help you track spending and saving with ease 
  • Guidance to build your Peace of Mind Fund — so you always have a financial buffer 
  • Mindset coaching to help you feel safe, confident, and deserving of keeping what you earn 
  • Post-call summaries so you always know your next steps
We’ll build the foundation first — clarity, structure, and confidence. Once you’ve completed this 90-day process, you’ll be ready to step into longer-term wealth building and investing if you choose.

What My Clients Say

"I highly recommend Philly. She is the perfect blend of being a financial whizz, with a sharp mind and a warm heart that made my two weeks working with her an absolute pleasure. I had been procrastinating over dealing with my finances for over 10 years. With Philly's support and guidance, I have made huge progress to establish a strong financial foundation for myself that gives me peace of mind for my future. Just book her. Do it now. You won't regret it."
Dee
London
"Philly's ability to simplify complexity is truly remarkable. Her coaching transcends the numbers and leaves a lasting impact on her clients' financial decision making and well-being. Her elegant yet practical approach transformed my perspective on investing. I felt empowered and armed with a clear plan for the year ahead, I recommend her without hesitation."
Barbara
.
"Philly was fantastic. I felt like, despite earning well, I was spending mindlessly and wasn't putting myself in a strong financial position. I was unclear what to prioritise (cash savings, mortgage overpayments) and hadn't thought about my pension properly in years. I now have a clear action plan and financial goals for the next year. She understands the emotional and was really kind, clear and non-judgmental; her advice was pragmatic and all felt very achievable."
M
London

"Eveniet quam natus et commodi minus consequuntur enim iure magnam nam fugit voluptas."

Samantha
CEO / Founder

Frequently Asked Questions

Who is this coaching best suited for?
This programme is perfect for business owners who are ready to create a solid foundation with money. Whether you’re earning well but don’t feel secure, want clarity on what’s yours to spend, or need stronger systems before you begin investing, this coaching provides both strategy and support.
What makes this different from traditional financial advice?
Unlike traditional advice that focuses solely on numbers and products, we dive deep into both the practical and emotional aspects of money management. You'll get expert guidance on finances, while also transforming your money mindset and developing lasting financial confidence.
When can I expect to see results?
There are often lightbulb moments from day 1 and clients typically begin experiencing shifts in their money mindset and confidence within the first few sessions. By implementing the practical strategies we develop together, many see tangible improvements in their financial organisation and decision-making within the first month. The full programme creates lasting transformation in how you manage and grow your wealth.
How do the sessions work?
We meet virtually every two weeks for focused 60-minute sessions, with WhatsApp support between calls to keep you on track. Each session builds on the last, creating sustainable progress toward your financial goals. You'll receive clear action steps after each session, with accountability check-ins to support your success.
Your 90-day blueprint for keeping more of what you earn
  • 6 transformative 1:1 coaching sessions 
  • Private WhatsApp support Monday–Friday (responses within 24 hours) 
  • Post-session summaries with clear action steps and accountability prompts 
  • Simple, custom tools to track spending and saving with intention 
  • Proven frameworks blending practical strategy with mindset work 
  • Expert guidance from a former investment manager with 14 years’ experience supporting clients to grow wealth

Your investment: £3000 pay in full or £1,200 x 3 months
Best for business owners who:
  • Can make money, but don’t always keep it 
  • Want to pay themselves more consistently and with confidence 
  • Have advice from their accountant but need help embedding it into daily habits 
  • Want to build personal wealth without overcomplicating things 
  • Know their mindset plays as big a role as the numbers
Let’s build the foundations for clarity and confidence with your money.
Book Your Discovery Call 

This isn’t about doing your accounts, it’s about helping you create clarity, structure, and habits that keep money with you and make it work for your future.
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